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Read articles below for analysis and discussion of recent trends by BM&G’s industry experts.
Cash Outs: Fannie Mae vs. TX Home Equity
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Influencer Series: Involvement in the Mortgage Industry
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Withdrawal of the Final Rule Titled Independent Contractor Status under the Fair Labor Standards Act
In the May 6, 2021 issue of the Federal Register (86 FR 24303), the U.S. Department of Labor (DOL) through its Wage and Hour...
CFPB Final Rule Delays Mandatory Compliance Date for the March 1, 2021 General Qualified Mortgage Loan Definition
In the April 30, 2021 issue of the Federal Register (86 FR 22844), the Bureau of Consumer Financial Protection (Bureau)...
FHA Updates Handbook 4000.1 Section III, Servicing and Loss Mitigation
On April 19, 2021, the Federal Housing Administration (FHA) announced the publication of its update to the Servicing and Loss...
Fannie Mae Lender Letter 2021-09 and Freddie Mac Bulletin 2021-13
On April 8, 2021, Fannie Mae issued Lender Letter 2021-09, and Freddie Mac issued Bulletin 2021-13 (see attachments) regarding...
CFPB Proposes Regulation X Amendments to Assist Borrowers Affected by the COVID–19 Emergency
In the April 9, 2021 issue of the Federal Register (86 FR 18840), the Bureau of Consumer Financial Protection (Bureau) published...
Federal Reserve Board Adopts Statement Clarifying the Role of Supervisory Guidance
In the April 8, 2021 issue of the Federal Register (86 FR 18173), the Board of Governors of the Federal Reserve System (Board)...
CFPB Bulletin 2021-02: Supervision and Enforcement Priorities Regarding Housing Insecurity
In the April 7, 2021 issue of the Federal Register (86 FR 17897), the Consumer Financial Protection Bureau (CFPB) issued...