Client and Friends Memos | Black, Mann, & Graham L.L.P.

Texas Attorney General opines that a corporate entity may act as a trustee or substitute trustee of a deed of trust in Texas

In an Opinion issued on February 6, 2023 (Opinion No. KP-0424), Ken Paxton, the Attorney General of Texas, stated that a court...

In Bulletin No. 2022-25, issued on December 7, 2022 (Bulletin No. 2022-25), Freddie Mac announced a new seasoning requirement...

On December 15, 2022, the FHA issued Mortgagee Letter 2022-22 (the “Mortgagee Letter”) amending FHA’s policies with respect to...

In the December 21, 2022, Federal Register (87 FR 77980), the CFPB issued technical amendments to Regulation C §§1003.2 and...

As a reminder, loans that will be delivered to Fannie Mae or Freddie Mac with note dates on or after January 1, 2023 must be...

In the October 20, 2022, issue of the Federal Register (87 FR 63663), the Office of the Comptroller of the Currency, Treasury...

In the October 20, 2022, issue of the Federal Register (87 FR 63671), the Board of Governors of the Federal Reserve System (FRB)...

On September 27, 2022, FHA issued the above Mortgages Letter (ML 2022 -17) to provide guidance to lenders regarding the...

Texas Mortgage Loan Servicer Renewal Period This section of the memorandum is to make Texas Mortgage Loan Servicers more aware...

On August 23, 2022, HUD issued ML 2022-14 requiring all lenders and Mortgagees approved for FHA Title I and/or Title II...