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Read articles below for analysis and discussion of recent trends by BM&G’s industry experts.

Changes to Home Equity Lending in Texas – Final Rules

Please click on the video below to access the Changes to Home Equity Lending in Texas – (S.J.R. 60) – Final Rules presentation. Please make sure you have your speakers on to listen and follow the presentation materials.You may download the documents which are covered in the Changes to Home Equity Lending in Texas – (S.J.R. 60) – Final Rules presentation below within the “Downloads” section.For the best view of the documents open the following PDF file on your computer or download the PDF and follow along with the recorded presentation.

Revised Texas Mortgage Company Disclosure

Effective January 7, 2018, the Finance Commission of Texas on behalf of the Department of Savings and Mortgage Lending revised the Texas Mortgage Company Disclosure (the “Disclosure”) that a residential mortgage loan originator sponsored by a Texas licensed residential mortgage loan company must give to a residential mortgage loan applicant with the initial application for a residential mortgage loan. The revised disclosure is hyperlinked to this memorandum: click here. A facsimile of the revised Disclosure is also attached to this memorandum on page 2.

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